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OUR company Selecting a credit repair company to help you improve your credit score is a big decision. Choosing the wrong credit repair company can end up wasting your money and your time. Choosing Caravan may be one of the best things you can possibly do for your financial future.
What We Do CARAVAN communicates with the three major credit reporting agencies on your behalf. We have removed hundreds of thousands of negative accounts from our client's credit reports and have included a sampling of our proven results for your review. We will also monitor the correction and deletion of negative inaccurate, unverifiable and incomplete information from your credit reports for as long as you remain enrolled in our program. Our services are all done on a personal case by case basis. Our process requires more than just disputing negative accounts with the bureaus. We demand that the original creditors, collections agencies and courthouses support their reporting of negative items on your credit bureaus. Our professional services go further than just asking for "verification", but for validation, proof of a debt, and contractual obligation. They must be willing and able to comply with the laws and timelines mandated by the FCRA, the FACTA and the FDCPA. |
Caravan Credit Services will help you find out how to obtain your credit score, how to interpret your credit score, how to raise your credit score and reach your credit goals. If it’s above 720-750, you are considered a “prime borrower” and will have no problem getting a good interest rate on your home loan, car loan, or the credit card you need. If it’s between 660-719, you are considered a “sub prime borrower” and will have a hard time getting qualified and will likely pay a much higher interest rate on your loans. A score below 659 is called a shafted score and you are considered a “very high risk borrower” by most lenders and credit issuers. Below 619 – Enroll Today with Caravan Credit Services! You will pay much, much higher interest rates and unnecessary fees. You may even pay more for your insurance rates. A very low score can even prevent you from getting a job with many companies. |